Copyright 2020 © American Risk Services, Inc.
American Risk Services, Inc.
Risk Management Services We deliver comprehensive, tailored risk management strategies to protect your business and optimize costs.
- Design and facilitate enterprise-wide Risk Management programs
- Conduct thorough Risk Management Audits
- Design, negotiate, and optimize insurance coverage and premiums
- Prepare detailed insurance specifications and manage competitive remarketing/bidding processes
- Provide Claims Management and proactive Loss Prevention services
- Author and implement formal Risk Management Policy documents
- Develop Workers' Compensation Managed Care Organizations
- Serve as Expert Witness in risk-related matters
- Create robust Disaster Recovery and business continuity plans
- Draft and review Insurance Contracts
- Perform Self-Insurance Feasibility Studies (e.g., Workers' Compensation, Product Liability)
- Implement Self-Insurance Programs — including individually qualified or group self-insured structures
- Conduct feasibility studies and implementation for Risk Retention Groups and Captive Insurance programs
- Provide insurance due diligence and support for Mergers & Acquisitions
- Offer expert Legal Contract Review from a risk perspective
- Deliver ongoing, practical day-to-day problem-solving and advisory support
Forecasting & Analytical Services Leverage data-driven insights to forecast costs, improve budgeting, and support strategic decisions.
- Risk Retention Studies to evaluate optimal retention levels
- Claim Cost Forecasts and trend analysis
- Customized cost allocations across business units or entities
- Advanced Cash Flow Studies for risk financing
- Accrual Projections and liability estimates
- Due diligence support for Mergers and Acquisitions
- Predictive Modeling to anticipate future exposures
- Negotiation and optimization of collateral requirements
Employee Benefit Services We help design and manage cost-effective, compliant benefit programs that attract and retain talent.
- Conduct Self-Funded Medical/Dental feasibility studies, program design, and implementation
- Administer Short-Term Disability and Long-Term Disability (group and individual)
- Design and implement Medical Savings Accounts
- Provide Life Insurance and Accidental Death & Dismemberment coverage solutions
- Develop Section 125 Cafeteria Plans (Flexible Spending Accounts)
- Support Section 129 Dependent Care plans
- Deliver statistical projections of accrued liabilities
- Offer Third-Party Claims Administration
- Provide internet-based eligibility administration systems
- Design, negotiate, and place Medical Stop-Loss Reinsurance
These services reflect our independent, client-first approach—free from insurance carrier ownership or conflicts of interest—ensuring objective recommendations that directly enhance your bottom line. Contact us to explore how we can customize these solutions for your organization.