Copyright 2020 © American Risk Services, Inc. 

Our Services

Risk Management Services:

  • Developing and facilitating Enterprise Risk Management programs
  • Risk Management Audits
  • Design and negotiate insurance coverage and cost
  • Write insurance specifications and manage the remarketing process through competitive bidding
  • Claims Management and Loss Prevention Services
  • Author Risk Management Policy Documents
  • Development of Workers' Compensation Managed Care Organizations
  • Expert Witness
  • Disaster Recovery Planning
  • Drafting Insurance Contracts
  • Self-Insurance Feasibility Studies (i.e. Workers' Compensation, Product Liability)
  • Implementation of Self-Insurance Programs - Individually Qualified or Group Self-Insured Programs
  • Risk Retention Group/Captive Insurance Feasibility and Implementation
  • Merger & Acquisition Insurance Study and Assistance
  • Legal Contract Review
  • Day-to-Day Problem Solving Advice

Forecsting Services:

  • Risk Retention Studies
  • Claim Cost Forecasts
  • Customized Allocations
  • Advanced Cash Flow Studies
  • Accrual Projections and Estimates
  • Due Diligence for Mergers and Acquisitions
  • Predictive Modeling
  • Negotiation of Collateral

Employee Benefit Services:

  • Self-Funded Medical/Dental Feasibility Study, Program Design and Implementation
  • Short Term Disability
  • Medical Savings Account
  • Long Term Disability - Group and Individual
  • Life and Accidental Death & Dismemberment
  • Section IRC 125 - Cafeteria Plan (Flexible Spending Accounts)
  • Section IRC 129 - Life Plans
  • Statistical Projections of Accrued Liability
  • Third Party Claims Administration
  • Internet based Eligibility Administration
  • Medical Stop Loss Reinsurance Design, Negotiation and Placement

Claims Adjusting:

  • Specialized Product Liability claims
  • Arranging and managing national legal counsel