Consulting Services Capabilities

• Developing and facilitating Enterprise Risk Management programs
• Risk Management Audits
• Design and negotiate insurance coverage and cost
• Write insurance specifications and manage the remarketing process through competitive bidding
• Claims Management and Loss Prevention Services
• Author Risk Management Policy Documents
• Development of Workers' Compensation Managed Care Organizations
• Expert Witness
• Disaster Recovery PlanningDrafting Insurance Contracts
• Self-Insurance Feasibility Studies (i.e. Workers' Compensation, Product Liability)
• Implementation of Self-Insurance Programs - Individually Qualified or Group Self-Insured Programs
• Risk Retention Group/Captive Insurance Feasibility and Implementation
• Merger & Acquisition Insurance Study and Assistance
• Legal Contract Review
• Day-to-Day Problem Solving Advice

Actuarial Services:

• Risk Retention Studies
• Claim Cost Forecasts
• Customized Allocations
• Advanced Cash Flow Studies
• Accrual Projections and Estimates
• Actuarial Due Diligence for Mergers and Acquisitions
• Predictive Modeling
• Actuarial Negotiation of Collateral

Employee Benefit Services:

• Self-Funded Medical Feasibility Study, Program Design and Implementation
• Self-Funded Dental Feasibility Study, Program Design and Implementation
• Short Term Disability
• Medical Savings Account
• Long Term Disability - Group and Individual
• Life and Accidental Death & Dismemberment
• Section IRC 125 - Cafeteria Plan (Flexible Spending Accounts)
• Section IRC 129 - Life Plans
• Statistical Projections of Accrued Liability
• Third Party Claims Administration
• Internet based Eligibility Administration
• Medical Stop Loss Reinsurance Design, Negotiation and Placement